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Showing posts with label HYIP. Show all posts
Showing posts with label HYIP. Show all posts

Wednesday, May 6, 2009

Beware: HYIP monitoring services

It is not a secret and it is often repeated here and there that there is no unique and universal strategy to provide any investor with a patient and assured work without any loss and with a constant increasing profit. Strategies very as investors vary, and every person with the least experience of investing in HYIP will agree that there should be a single individual strategy for every single investor, and all successful examples should be adopted individually.

A universal advice doesn`t exist. But there is a common ground for all strategies and methods to be based on, there are some common points that are regarded by all investors as cornerstones for building up a successful strategy. One of those cornerstones will be discussed in the current article. As you have probably guessed, we will discuss monitoring services.

Everybody understands that successful investing in HYIP consists of a few elements, and choosing the right project in appropriate moment is one of those elements, and undoubtedly a pledge of a future success. The next important element is watching the work of the program you have chosen to be ready to change your strategy, increase your deposit or even take your money off. Monitoring services are of a much use for both stages described above.

But it is evident that there are no absolutely reliable source of information. It may sound strange and absurd, but monitoring services may often mislead you, and they often may be no less dangerous as forums, that meet you with false posts of cheerleaders, paid for attracting new victims.

There are monitoring sites that lie on purpose and there are monitoring sites that lie because the quality of their work is poor. Which of them are more harmful and more guilty? It seems to me, there is no difference, because the result is the same – people obtain misleading advice, bringing them to losses and disappointment.

Sometimes you don’t need an special knowledge or experience to tell those who lie from those who give you a proper perspective. You just need to visit the site of the program that has already closed or the one that is reported as scam. Many of those programs have a dozen or even more monitoring banners on their site.

Why do I give you such advice? Because just a glance at this page will tell you much about monitoring services that these banners belong to. It has occurred and it still occurs that rating banners of this or that monitoring give a Paying status to a program closed a week ago! And you may see and compare results on your own!

What does it mean? It means something that it is important for you to take into consideration each time you want to check out program’s status. The information given to you may be irrelevant. That is why it is necessary to check out as many monitoring services as possible, and, of course, check out forums to prove or to disprove information that you have already found.

Why does it happen that monitoring services gives users incorrect information? Why during all summer this year forums were full of accusations addressed to monitoring services, and these negative comments were no less numerous than accusations addressed to scam and non-paying programs?

Because many investors suspected or made sure of dishonesty of definite monitoring services, blaming them for supporting evident scams. Of course, unless monitoring sites are run by people, and unless people may be bribed, the chances of it exist. And these were not mere words, such accusations were supported by evidences!

And these were not only investors accusing monitoring of telling lie to people. A lot of administrators were discontent with their work, stating that monitoring services often give irrelevant information thus spoiling the reputation of a good program, and thus spreading panics among investors.

All of us know what it may mean. Just a small untested information or rumor may be enough to make investors panic, think out all possible red flags and scam signs and accuse the program of all possible and impossible sins. Such situation may be extremely harmful even for the most successful and a stable program.

There were a few examples when administrators rejected from adding their program to any catalogue on monitoring sites and explained it as a measure necessary to protect the program from harmful monitoring practice, which can affect successful program`s activity. We may understand such point of view, but this is not a proper way out of the situation. Everybody should avoid extremes in this sphere.

It is evident that monitoring services are necessary for normal functioning of any program, otherwise users won’t trust it. As well as monitoring services will stop existing without programs. So, these two integral parts of HYIP sphere should coexist in harmony to reach the key purpose of this activity – to make money and let people earn, and of course, investors should be the main point of orientation of this alliance.

Wednesday, March 18, 2009

The Difference Between HYIP & LYIP

HYIP & LYIP what's the difference?
Concerning the problem of HYIP and LYIP, a real meaning of these two terms and phenomena defined by these terms. In general, investors have offered various classifications and various explanations, and it appeared that investors look at this problem from quite different angles of vision. So, what should be a key point in defining the type of the program? Of course, interest rates.

Someone started this discussion with an assumption that HYIP programs should be termed as LYIP (low-yield investment) programs, because 2-3% daily offered by an average HYIP program make less profit compared to some other fully legal and semi-legal opportunities. In fact, HYIP programs offering 2-4% daily do not offer something extraordinary, especially in comparison to other opportunities that offer twice as much or even more hourly.

The major point of discussion was the definition – why programs paying 2-3% daily should be termed as high-yield investment profit, while there other types of investment activity that bring a lot more? Of course, definitions and terminology are necessary, but terms and notions never change the essence and the nature of the event discussed. It seems that the key point of this discussion should be shifted to the question of higher or less risk level, than higher or less level of profitability.

At first, those people who equalize HYIP to risky investments and LYIP to safe investments, accordingly, are mistaken. This is not always true, but at the same time, any type of investment becomes risky as soon as it starts to bring high ROI. Consequently, investors should take the risk, because the risk level increases while interest rates grow. This is a cornerstone of these markets.

Thus, HYIP doesn’t necessary mean something risky, as well as LYIP doesn’t mean something that is necessary safe. We may only speak of a higher or lower risk level. Of course, HYIP may be dangerous. But you should see the edge and define those programs that you want to invest in for yourself. It will help you combine various alternatives of receiving profit. Not just a profit, but a stable profit, which is a purpose and a key point of any investment strategy.

There upon, let HYIP programs be treated as LYIP, the risk degree remains the same, in comparison to banks or mutual funds, for instance, or forex trading. It is customary to see dependence between the profit offered by a program and the risk of investing in it. And it is well sound.

Another investors participating in above-mentioned discussion offered to treat programs paying a couple of percents monthly as HYIP, and to terms programs offering more as ponzis. Well, as it has already been said, terms are not really necessary here, because ponzi schemes deserve to be termed HYIP more, than more or less reliable projects, offering 2-4% monthly. You may call them this or that, it won’t change anything :)

But this discussion touched upon another very important and reasonable question. It seems that every program of this industry has something special, some kind of a secret allowing admins produce profit and share it with you. But at the same time it means that each of those programs doesn’t need to offer this opportunity to investors. As one of investors calculated, one may make $10, 000, 000 in 2 years, having started with $10 and making 60% monthly.

Probably, you have heard a lot of ballads and myths about why and how. For instance, a story that USA government uses investment to provide dollar with a status of a world currency, hiding this fact, and getting rid of those who dare say something about it. Or secret bank tools, instruments and schemes - a lot of explanations exists. But the question still remains relevant.

So the question is as follows: why these investments are necessary? Why these guys need them? That’s simple: 60% of profit means also 60% of loss. And when the program administrator says that he provides 60% of profit, it means that he should also provide 100% and spend 40% for losses or otherwise. In other words, he should combine all these necessary operations to provide functionality and stability, which is impossible without additional funds received from investors.

Of course, risk is high and the higher interest rates are, the more dangerous HYIP program is. It’s inevitable, actually, but if administrators are a little more sincere towards their investors, this issue will be easier to resolve.

To sum up all above-mentioned and to extract a lesson from all these considerations, which is evidently the most important element of this article, we want to remind you again that there is no one universal rule helping to earn without losses or avoid scam artists.

You may call program HYIP or LYIP, or ponzi, or pyramid and make a profit, and you may well lose with a program paying 10% yearly, because low interest rate is not a guaranty of project’s stability, and it won’t prevent admin from running with your money. You are the person who makes your choice, do not forget about it.

Monday, February 16, 2009

Scammers Classification

Today i want to share my thoughts about scammers ( againn ??? ) “classification”. So, take a look into it.

To start with I`d like to deny the as if usual for everyone axiom “all HYIP is SCAM”, it`s not like this in fact. HYIP hasn`t appeared from nowhere. It was not Charles Ponzi, who originated HYIP. It appeared of the REAL opportunity to make such money in this world and someone really makes it. To tell the truth… sometimes on the other people. That`s why, let`s not invest with gloomy faces, saying: “they will escape all the same”. No, not necessary. Actually, yes. They will escape, if they are scammers. Depending on the type, given below (the names are absolutely relative), You can see certain scenario of it.

- Looking for fools!
It`s the most widespread type of scam, which can be observed abundantly in the addresses, finishing with CJB.NET. You click the link and there`s the site, designed for 30 minutes from the templates, found on public resources. Sometimes, even without them. The most primitive scam, counted upon the same investors. “Looking for fools!” doesn`t buy ads, doesn`t purchase the PR, it`s just laid out, looking for someone to enter and invest money. Not many brains are needed to reveal the traps like that. They don`t just write on the top: we are scammers. I`m afraid they don`t even pay the initial payout, i.e. don`t pay from the beginning. That`s it.

- Cut the way through – that`s the main thing.
This type of scammers is “better”. They have more or less reasonable site, their address is *.com. however, the resource doesn`t of course original design, most likely it`s template-like, met on 1/3 of all the HYIP. Though you can earn with these guys. They don`t vanish immediately, but try to earn more money. And their willing to earn more gives investors chance to earn as well. If it`s given 30 days in their “rating” that is manually made most often, it`s better not to touch them.

The guys worked “wonderfully well” and now they are going to have rest. Though, we should admit, there happen to be glad exceptions. But, these are nothing but exceptions. Why do we call them: “Cut the way through – that`s the main thing”? That`s because the following test perfectly demonstrates who they are. Mail them. :) You won`t receive any answer. Mail them once again. Mail them every day and You`ll see the guys reving. Publish Your message, saying they are not communicating to You.

It`s OK, the site is going to be closed soon. Lousy scammers! In the end programs like that just keep silent and move ahead to a successful finish. By the way these scammers are starting to use ads, which can be seen on some less expensive and interesting resources.

- The more - the better
It`s a transition type between “good” and “miserable” scammer. HYIP like that bring profit, doubling Your fortune. For example, You invest 100$, You have 200$ in 2 days. Easily, no swindle. The truth is that they are working for a short time… though it depends on whether they are going to try using Your funds to last longer or on how much of their own finances do they have to maintain the system functioning. The name of this type of scammers appeared from the fact they resort to a very good strategy in the process of their work.

They buy maximum of ads possible, and they declare maximum interest, and they allow minimum investment amount and they make maximum referral commission… they need to take more people ready to pay them more. They have 100% daily and they ARE paying! They purchase expensive ads spaces on the best resources, in the best ratings and they go ahead like crazy. The basic unique opportunity of such programs – is real payment completion… that happens rarely enough, agree with that. Though they are not so hard to define.

- Scam – is the piece of art.
The last of the evident types programs, those gambling “till final victory”, being smart and accurate. There are programs You can never tell – they are not working. Some programs are working for years, proving, they are really WORKING. And there are programs, You can`t resist investing, i.e. they correspond to all normal requirements, and they are paying money, but… something is wrong here… that`s the type of scam programs that needs possessing certain skills.

They look nice and claim to make some sort of business, but this statement doesn`t give confidence. In the upshot they quit the market, with no hope as well. However, they are worth dealing with. That`s why we talk of them as scammers, meaning the are “good scammers”. Such teams give confidence with their original site, their customer care is working perfectly, answering the messages and questions. Sometimes they even can lie in a perfect way.

Their ads is good enough, their opportunities are interesting that don`t smell like “invest 1$ - get 100$”… but they are scam. Well then, despite this, it`s possible to earn with this type of programs and You should strive for accumulating to invest Your own funds. Anyway, they are a sort of rare exception, when bad doesn`t mean bad at all .
Okay guys..that's it. Please Be attentive..:)

Friday, February 13, 2009

[Review] 13dailypro

Hi there, Let's talk about 13Daily.Pro. A new autosurf and Hyip plan implemented on it, so if you don't have much time to surfing daily to get your daily rebates, you still can stay invest on this site.The design of this site is simple and clean and it was done by Leadcapturemaster, good designer.



Check out for their plan :

1) The Autosurf Plan. You could get 13% daily for 10 days, surf minimum 10 pages to earn the rebate daily. Minimum investment is 1 unit ($5) and maximum is 100 units ($500) per upgrade. Each member may have maximum 10 active upgrades at once, so maximum upgrade amount is $5000. You can withdraw your money after expired, and there is 3% fee that will be deducted.

2) The Hyip Plan. No need to surf everyday. You will earn 13% daily for 9 days and the other terms is the same of first plan.

Both plans have payments on expiration, and that is good to ensure cash flow in the program and admin can manage the funds better, as aome of you maybe already know that daily payments plans have a bad hitory in this industry, many programs that tried to use this strategy died fast..Their referral plan is paying 5% commissions on ever upgrade members of your downline do, you can request payment of your commission daily at any time you wish. Free members earn 2% referral commissions.


For me, I prefer the first plan because i can have a benefit with promote my links in the surf rotator.

13Daily.Pro using normal procesors. You can use Alertpay, SolidTrust Pay, StrictPay, Liberty Reserve, Perfect Money and ECUMoney. In the TOS section payments are processed within 3 business days, but of course you can expect faster payment in these first cycles.. I've received my payment within 24 hours after requesting.

This domain was registered in November 27, 2008. Hosted in a dedicated server powered by DDOSWiz, company well used in this industry that offers good support and nice protection, there is also protected by anti-DDOS tool installed.

Now is the perfect time to join. If you want to know what other members think about it, please go to MMG forum. You can read a bunch of positive support from the members. Goodluck, Cheers....

Sunday, February 8, 2009

HYIP Psychology

Okay, let's talkin about HYIP psychology. it will be interesting buddy. i hope you'll not sleep when read this article..LOL..

Various sciences have more or less relation to various spheres of human activity, providing help. At any rate, this is what they exist for. :) In each separate case it appears to be true. Once we deal with a human (human-to-human relations), then the knowledge of the force that directs our opponent (or partner) is useful for investment, because information allows ruling the world, not to mention investments.

Of course, when we speak about psychology and human interrelations, and mean HYIP, we mind HYIP administrator, investor, and, probably, `mass investor` (i.e. psychology of all investors in general). That’s because the audience of the program includes crowds of investors, rather than one person, and these crowds act according to some patterns. This is what we are going to analyze in our article.

Let’s start from afar. Almost every administrator of the program used to be an investor. Maybe this was the start of his `revenge path`, maybe he understood how to earn. Generally, those who organize the programs (I mean pyramids and other shady constructions) most often know what it means to be investor.

Another important issue is as follows: this is the investor who decided whether to invest or not. Unfortunately, it happens very seldom when investor has the possibility to withdraw his money. If you reinvested, you may only wait until you receive your interests. However, the fact of investing is important, because the program itself is made for you. This is the focus. You should mind it.

All these important issues influence the construction of relations between investor and administrator, where administrator does his best to make investor create a deposit. Be it honest or dishonest administrator, it doesn’t matter. He should known investor’s psychology to motivate him and achieve a positive result. Investor should know the psychology of other investors to foresee if they invest in this or that program or not. Ad, at last, you need to know the psychology of a scammer.

Why do we say that it is important to know all these psychological issue instead of just making investments? Just because the success of the most successful program depends upon the level of its popularity. I.e. upon the number of the users in the net. If you guess the right variant you probably win. I don’t mention the programs where psychology knowledge will prevent you from being cheated.

Well, what else can we say about it to our dear investors? Of course, there’s no such science as `HYIP psychology`, but HYIP investors are investors, so the algorithm of their actions is clear enough to foresee it.;)

Investors are scared by bright colors. Despite the idea the bright and beautiful sites attract investors’ attention, the real situation is quite different. Such sites little by little disappear, and if you see such offer, stay far from it – most probably, nobody invests in it. Beware the opposite side as well.

Some administrators try to create a `stylish` site with the help of usual methods – they place beautiful, stylish buttons, post the images of businessmen etc. however, if you push one or two buttons, you see that the program is cheap, and the design was most probably taken from the site of free templates, or maybe purchased, but doesn’t have anything in it as well. On the other site, free or purchased template with worthy content is much more appreciated.

By the way, let’s speak about values. Administrators adroitly use various methods to calm down their investors. They do it via their network, sending lots of mails, reporting about their problems every hour and about how they resolve them. Don’t pay attention to it.

The programs divide into those that have a standard support service, that have active, and those that live without feedback. The first type sends newsletters (informational), and don’t reply mails, the second type does both things, and the third type neither send mails nor replies yours. What can we think of they if they start doing it? That they want to reach some purpose, and these purpose are most probably dirty.

One of the popular methods is `coming back after having problems`. This is a method, actually. And it was used for a long time. It seems that if the program is back, it is sure to be online for a long time and you may securely invest in it. This often appears to be a wrong opinion, and then the program disappears, appears and again disappears in some days or hours after coming back. Be afraid of such turns.

Of course, we have just drawn a sphere for you, where investor may find definite ways to define algorithms. And these few examples cannot be a full guideline and they are not complete. But they will probably allow you thinking a bit and find some use for you.

Wednesday, January 21, 2009

HYIPS Investing funds in FOREX

HYIPs claim to make money by various methods including offline and online investments.Most popular way to make profits for memebers is FOREX trading.

This programs pretend that they can make x amount of money monthly using their own trading strategy or hiring a professional trader.Forex, which is an acronym for foreighn currency exchange , is as simple as exchanging a currency against another.Even if you are a novice, you have probably been involved in the forex front if you already have exchanged money in a foreign currency when you've took a trip in other country. The forex trading is at its most basic level and concentrated forex trading is when you invest money to make money on the exchange of currencies.With over $1.5 trillion changing hands daily, it might be advantageous for investors to investigate the extremely lucrative business opportunity involving currency trading.

In FOREX or financial institutions there is something called margin financing. Margin financing offers investors a way to use a small sum of money to control a large sum of money in the market. Example, by investing in foreign currencies, with a $1.000 deposit margin investors can control as much as $100.000 worth of foreign currency.

Let's take an example to show you how FOREX tranders can make money using margin financing:
An investor that purchase 100.000 EURO to the EUR / USD exchange rate of 1.18. Meaning, is controlling $118000 with only $1000 security/margin deposits. After some time, the exchange rate between the 'EUR / USD is 1.2500. If the Investor sell his holding, it means that he should return $125000. Thus, the difference is $7000 will be pocketed by investor.It's almost 600% back! So now, let's take a step further, if the investors have $100000 margin deposits, investors could effectively control a whooping $10000000 value foreign exchange! So how this is going to get investors to $100000? Through OPM or Other People's Money. If the owners can find other investors to put their money to get this Owners can get a higher margin he or she actually could more control and equity $7000 profit from the example above can be effectively $70000 or $700000 depending on the amount pooled.

Wednesday, January 14, 2009

Now Invest SCAM ?

Well....well...well....after i post my payment proof from now invest, now the status on many HYIP monitor for Now Invest is "PROBLEM"...Too bad ... n of course too young to be SCAM. LOL..
Many of the member complain for their missing upgrades. Admin responses it n just said that he will solve that problem soon..
Until now there is no solve from admin..
Let's see if on 3 days still no solve about this issue...So...Goodbye dear..:(

Monday, January 12, 2009

[Review] Now Invest

Now, let's talk about a HYIP site named Now-Invest.

This is a high ROI short term program, but has very high quality program. The plans will give you a return of 25% daily for 5 days. That includes your principal, so for example an initial deposit of $10 will net you a grand total of $12.5 five days later.
The minimum to invest is $5 and the maximum at first appears to be $1000. However in a method similar to autosurfs what actually happens is you buy between one and two hundred units worth $5 each. You are allowed to hold multiple deposits in Now-Invest, up to five in fact, so the real maximum you can have there at any given time is $5000, just not all in the same deposit. It’s just simple, uncomplicated, and for a short term program, very doable. On TOS payments are made within 48 hours and because you might have multiple accounts you will be allowed up to four withdrawals per day. Other thing I like is the wide variety of payment processors accepted. They accept AlertPay, SolidTrustPay, LibertyReserve, and StrictPay are all in there so I think that should make it accessible to most if not all of you.

The security of Now-Invest is great. A licensed script from the ever dependable Neversay, and hosted on a dedicated server with DdoS protection from the equally dependable DdoSWiz all combine to make this a very safe experience for you money.

One final thing I like about Now-Invest is a no nonsense approach with a complete lack of pretense. No fairy tales here about stocks and equity funds. No millions being made before breakfast in ForEx markets. No drilling for oil off the coast of Angola. It never claims to be anything other that what it is and that’s a really good short term HYIP. It’s a refreshingly honest approach from the admin and I hope we will see a bit more of it in other programs.

This site will be grown fast i think. Maybe will be like megalido..:)
No excess baggage. The time to join is now of course, but if you think I’m saying that a bit too often recently it really does apply a bit more to short term programs such as this one. As always, measure the reward against the risk and if you don’t like it then don’t play. But my opinion is Now-Invest is a genuine opportunity for us to make a decent profit, so let's take the risk together with me. It’s a great program that I strongly believe will prove a winner.

Okay guys, that's it now for now-invest...Take the risk now !
Take a look first by clicking on this banner below..

Sunday, December 28, 2008

[Review] InoFund Inc

Okay, This HYIP site was launched on september 2008. Little bit late, however i'll explain this to inform any of you that don't know inofund yet because i think this site is so great and too bad to missed this one.. :)
I like the design of InoFund site very much. It gives an impression of lightness and is easy on the eye but at the same time it’s very professionally designed and easy to navigate.




InoFund offers three investment plans with a gradually increasing minimum so the higher the minimum is the more profit you can earn from your deposit. I think it’s a very wise investment solution that encourages the average investor to deposit more after he’s in with some testing deposit. There ere the plan :
a) Growing
will pay you 1% daily for 3 days. The principal will be returned at the end of your investment term. Growing plan is intended for testing purposes as the minimum to invest is $5, and the maximum is $35.

b) Waiting
will pay 2% during 7 days. You will get your principal back at the end of the investment term as well. So you have the opportunity to earn 114% in 7 days. Waiting plan is intended for an average investor willing to deposit from $35 to $500.

c) Celebrating
the most profitable and also the riskiest. You will be in profit after 31 days if you utilize it. The returns from this plan will be 3% during 31 days and the profit by the end of your investment term will be 193% (including your principal). Celebrating plan is intended for bigger investors as the minimum to invest is $500

InoFund accepts LibertyReserve and PerfectMoney. The good news for LibertyReserve account holders – the withdrawals to LibertyReserve are processed instantly while PerfectMoney investors should wait up to 24 hours before their payments are processed.

InoFund uses licensed GoldCoders script a little bit tweaked to suit the program’s needs. InoFund also uses Dragonara hosting which is a perfect solution for a HYIP (I remind you that PerfectMoney payment processor is also using Dragonara services). InoFund is hosted on a DDoS-protected dedicated server which is together with registered for two years domain on the name of David Brown giving us some guarantee that InoFund program is here for the longer term that usual HYIPs.

InoFund seems to be a really interesting program worth the investors’ attention. The only drawback or question that may rise in the investors’ mind: is it too late to invest in InoFund? In my opinion, it’s not too late and so far I’m satisfied with the speed of withdrawals, so far everything about InoFund is great. Who knows how long it will last but in my opinion it’s worth trying anyway.

Friday, December 26, 2008

[Review] Grandtrade.biz

GrandTrade is a short term HYIP I've found recently. I decided to take a chance. Let’s start take a look at the plans. See the picture beside.


The first one is called the basic program and is from amounts starting at $5 up to $2,000. It lasts for a duration of four days and it pays you 27% with your principal included in your return. Withdrawals are allowed daily. That will give you a quite sustainable profit of 8% after four days. For example, if I invest $100 I can withdraw $27 per day for four days, giving me $108 in total.

The other two programs , it's unrealistic amounts for most people who play HYIP, but here they are anyway. The simple plan is for amounts varying from $2001 to $5000. It gives you 28% also for four days and also with daily withdrawals and your principal included. And finally the expert plan which is for amounts over $5001. This one pays you 30% again for four days and again with your principal included in your daily withdrawals. For your information, as is the case with most short term HYIPs, compounding is not allowed here.

The good points of GrandTrade is that they are hosted on a dedicated server and are using licensed GoldGoders script which should hopefully guard against malicious hacking attempts. Other than that the plans are quite reasonable. 8% profit in four days is sustainable at least in my own opinion.

If you want to take a look first, just click on the banner below.. Goodluck !

Friday, December 19, 2008

HYIP Encyclopedia

HYIP
It is deciphered as High Yield Investment Program. Under this definition they usually zunderstand any monetary investments which bring a higher income than in banks.

HYIP monitor
Sites tracing different activity of HYIP projects are called HYIP monitors. On HYIP monitors you will find HYIP listings and a rating of HYIP projects. The various information about HYIP is presented in these listings and also monitoring of timeliness of payments and any changes in HYIP funds is conducted. Each monitor is obliged to give the truthful and timely information. But unfortunately, some cheap monitors follow dishonest HYIP admins and support HYIP SCAMs for money.

SCAM
SCAM = swindle. After a while many HYIP funds stop working and paying interest on deposits and become ordinary swindlers. Some HYIP projects do not pay initially. The purpose of the investor is not to fall among SCAMs and to leave a fund with the maximal profit.

SPAM
The nonrequested information on this or that HYIP program is sent to you on E-mail, obsession advertising is used by admins of SCAM HYIPs.

HYIP listings
Each site of HYIP monitor has the list of HYIP funds, and many ones have some kinds of such listings. To get in one of HYIP monitor listings the admin of fund pays its cost. The part of money, and sometimes all sum is invested in HYIP fund for monitoring (checking on timeliness of payments). The investors are recommended first of all to pay attention on HYIP projects in expensive listings. On statistics they are always more reliable because the swindlers are always prefer to save money on advertising. It is one of criteria of a choice HYIP for investment.

FAST HYIP
These are HYIP funds with a net profit of a minimal plan of 5% or more a day. Many of such funds are fast SCAMs but some of them work quite a long time.

Payments's Type
These are three types: Automatic, Manual and Instant. Many beginners don't know how they are different each from other.
Automatic: These are payments which a script (a cursor and a basis of a site) of HYIP fund makes when the certain results are achieved (For example: the termination of deposit) or any mass payments made by the admin in certain time through a script of HYIP fund.
Instant: These are instant payments which come to your account of payment system immediately after the order.
Manual: These are payments made manually "one by one" instead of mass payments and instant.

Ponzi
Ponzi Scheme is named after Charles Ponzi, who invented it Ponzi was not the first to invent such a scheme, but his operation took in so much money that it was the first to become known throughout the United States. He put an ad in the papers and spoke to people that he trading stamps (marks) could increase their money several times in a short period of time. Trustful people sent him all their savings. Initially, Charles Ponzi really engaged in trade, but later he began to use new investments to pay for old ones. Finally, he ceased to trade, and only used new deposits to pay for old ones. It could not continue infinitely. New deposits gradually began to come more slowly and the whole system failed. Charles Ponzi ran away as a millionaire (in the 1920th, it was a huge pile of money) having left many people ruined. Later he was caught and put in prison and all such schemes became illegal.
Among online HYIPs there are a lot of projects which claim that investments are necessary for their business but actually it is simple Ponzi looking like actual HYIP. They can have solid websites with detailed information about their occupation but behind this, they hope for new deposits to pay for previous ones.

Gold Games
Gold games - or any games on money. They can last from several seconds until one day or up to several weeks. The task of the player is to perform any action and to guess thriftbox with the money or to beat opponents. It is impossible to win in some games, they are SCAM.
Financial MLM pyramid

MLM
"MLM" means Multi-Level Marketing (Network Marketing). Here, the network is not the network Internet but a ramified system of selling through intermediaries. In HYIP industry there are special websites for membership in which it is necessary to pay a fee and then you get referral link. Involving users after it you can earn high percent from their payment. As a rule it is necessary to involve 2-3 participants to pay back a payment, and then from new participants you will already receive profit. As you can see the scheme is very simple and such sites can work infinitely long, but to involve participants in them is very difficult.

RENTIER
In dictionaries "rentier" means a person living in the percentage from the capital given to the loan or on income from the putting land and real estate out to lease , on dividends from shares, etc.

Thursday, December 18, 2008

Due Diligence Before Investing !

Due Diligence (or "DD" for short) is a process involving investigation and evaluation of an opportunity before actually investing money in it. Carefully following all the steps it implies will provide you with highly valuable information that can help you to estimate the risks and increase the probability of profits. The actual investigation starts the moment an opportunity becomes of interest to you and can easily be done online. Just follow these steps:

1. Check the website itself
Pay attention to the investment program's website design. Try to avoid poorly designed websites using standard scripts, templates, FAQ (Frequently Asked Questions) and terms. Unrealistic returns, contradictory statements and useless content are other indications of a program's low quality.

2. Find out what it looked like in the past.
Some admins claim that their program has been online for several years and there is an easy way to verify this. Visit http://www.archive.org and enter the program's domain name in the search box at the top. A list with the website's archived pages should show up. If there are no entries this could only mean that the website you searched for isn't older than 6 months. If there are - click on any of them to see what this website looked like on the corresponding day.

3. Search forums and monitoring sites for more information.
Forums are a great way to discuss the programs you are going to invest in. Make sure you visit some of the most popular investment forums regularly as they usually have the most up to date info on programs and some of the admins even offer their support there. Besides you will be able to estimate the health of a program by monitoring the paid posts of regular investors.

Other important tools to check a program's payment status are the monitoring sites. Not only do they tell a program's current status but also offer rating functionality. Check out how a program is rated by other investors and avoid the ones with too many negative ratings.

4. Look at the WHOIS info.
WHOIS information is data provided by domain name registrants while registering it. You can check the WHOIS info for every program listed on our monitor by visiting the "Program Details" pages.

This data will give you some info on the domain registrant's address and phone number, domain's creation and expiration date and nameservers for the domain. With this info you could verify the physical location of the people behind a program or at least call them by the number given in the whois info to check if the ones who answer you are the real website owners. Domain's creation and expiration date might give you an idea how serious the owners are. If they claim to be online for several years but the domain name is not even one month old they are certainly lying. On the other hand a domain paid for 3 years in advance indicates that the owners intend to stay for long. Nameservers may reveal where the website is hosted if they are not unique. If they are, it means that the owners run their program on a dedicated server and put some effort into setting it up.

5. Check the documents.
Some programs offer copies of their incorporation, taxation or any other documents for your Due Diligence. You can always contact the authorities that issued these documents to check if they are authentic and hold off making investments if they aren't.

Now you know what to do to evaluate an investment program before putting money in it. It's essential that you do your Due Diligence with every program that catches your eye but remember the "Golden Rule" - never invest what you can not afford to lose.

Tuesday, December 2, 2008

[Review] No Risk Investment

Okay, let's start review this program. It's called NoRiskInvestment and I think this HYIP could be the next big leader in the future.
The company is registered company in the UK under the name of No Risk Limited. NoRiskInvestment has a legal physical address in the UK which is: “BCM WAVE 27, OLD GLOUCESTER STREET, LONDON WC1N 3XX”. Moreover, there are 5 scans of the program’s traders are presented on “About Us” page of NoRiskInvestment website.

NoRiskInvestment guarantees your principal will be safe by stating that if the trading results are negative and they lose 20% of the capital they will simply stop their investment activities and refund all principals back to the investors. In the worst case you’re only risking 20% of your original investment with the program.

You can watch the statistics of your investment activity. The daily payments are made directly to your LibertyReserve or PerfectMoney accounts. NoRiskInvestments accepts LibertyReserve and PerfectMoney both via USD and EUR. The minimum invest is $15 and the maximum is $50,000. The payments are made on business days (Mon-Fri) only. The principal will be returned back to you after your investment term is over

Here is the plans NoRiskInvestment offers :

1) 50 business day plan. If you go with this plan you will be paid 1.8%-2.7% for 50 business days. The exact daily rate depends on the amount deposited and you can see it in your member’s area immediately after making a deposit.

2) 100 business day plan. You will be paid 2.2%-3.1% for 100 business days. The daily rate also correlates with the amount deposited by you. I myself invested in this plan and will be in profit in just 40 business days. Of course, this plan is more profitable and I would recommend to join this one if you don’t need your principal for a longer term.

If you don’t want to be paid daily but rather would like to get more profit by daily compounding with NoRiskInvestment the program gives you this opportunity as well. All you should do is simply pick the plan you wish to invest (50 or 100 business days) and choose 100% compounding option in the drop-down menu before making an investment. This way your profit will be accumulated in your account in NoRiskInvestment and you will be able to withdraw it after 50 or 100 business days respectively (after your investment term expired). They also have a good DdoS-WIZ protection and a domain name registered for three years.

I give u an approximate example of how the compounding works in NoRiskInvestment program. Suppose you invested $100 into 100 business days plan. Then after your investment term expires you will get $1,081.37 pure profit and $100 principal. Compared to the regular daily withdrawal 100 days plan you would get only $250 profit + $100 principal back. If you are willing to risk your money but to earn more the compounding option is just for you.

I think NoRiskInvestment will stay for a long time. the reasons are they have stable plans, guaranteed 80% principal return, registered company info and direct payouts combined with a customized script.

Thursday, September 11, 2008

Tips Before Join HYIP

Even though making money in HYIP is not difficult, making a nice and consistent return on investment needs efficient and proven strategies. every investor should practice in his daily activities to make nice returns on investments.
Here are the 4 Strategies you should practice in your daily HYIPs activities to Achieve Success.

Never invest unless you make a research

The first step you should take before investing your money into a high Yield Investment Programs is to find out the most profitable and stable programs that could bring a nice return on your investment.
1. Making research on popular search engine like google is the easiest way you can start you research.
2. Another tool for making a research is Forums. Forums are a great place to exchange ideas with people who have the same interest with you. There fore, as a research tool, you have to visit known, popular, trusted and professional forums and read what people are saying about different programs. You can also ask questions in these forums. But you should not believe every thing people are saying in forums. Because there are people answering your question, by posting their referral link, who are not interested in you but their commission.
One thing I would like to remind you is, you should never depend your research on a single forum.
3. Monitoring Sites are another place where you can make your research. But there are certain issues you should be aware of monitoring sites.
a) Do not depend on a single monitoring site
b) HYIP admins treat monitoring sites very well. Therefore, if you see paying status on monitoring site, it does not mean, the HYIP is paying all investors.
c) Read all rating given by the investors on the program you are making research.


Diversify Your Investment

High Yield Investment Programs are very high-risk programs .As a successful investor, one of the issues you should look seriously is to reduce the risks associated with these programs.
One of the effective strategies used to reduce the risk is through diversification. Investing your money into many programs.
Investing in a single program is risky, because if the program collapses, you lose all your money. But if you put your money into many programs, if one of the programs fails, you will still have money in other programs.


Always make a test Spend

Because As the risks associated with these Untried programs are high, always you should be cautious to join these programs. But if you decide to invest in untried programs always make a test spend, before investing big amount. After you make a successful repeated test spend, you can proceed into a series investment. But one thing you should be aware is some HYIPs pay you for a small spend but when it comes to large spend, they do not pay you.

Get your Original Spend back quickly and Make a regular withdrawal

As it is impossible to predict the age of HYIPs, it is always recommended to withdraw you money until you get your original spends back. Even after you get your original spend, it is always preferable to make a regular withdrawal. My Recommendation is withdraw 50% of the profit while investing 50% that is 50% compounding after you get your original spends back.
As you are responsible for your investment on HYIPs arena you should always implement these strategies to come up with a nice return on your investment.

What is HYIP ?

HYIP ( High Yield Investment Program ) is a program which offers high yield investment .It is the most profitable investment program offering interest rates ranging anywhere between 5 – 250% a month.Sounds great ? yeah, however the risk is also great..:D

HYIP's are using different investment strategies to generate high returns. They are involved in capital management, such as Forex trading, stock exchange, sports betting, metal trading etc. There are even HYIPs investing in other HYIPs. There are also programs that are not investing at all. These belong to the scammers.

HYIP carry their daily activites via the Internet. They typically accept investments of $5-$10000 ( whoooaaaa....:D ) and promising high returns.

E-gold is the most use and the most effective system of international electronic settlements. Nowadays as far as i know, paypal is not used anymore for HYIP's payment processor.
HYIPs operate worldwide and accept large numbers of small investments.

Most HYIP do not survive for long time, turning out to be a scam. Scam HYIPs are Ponzi schemes.
Nahh, What is Ponzi scheme ?Ponzi scheme is an investment operation that involves paying abnormally high returns ("profits") to investors out of the money paid in by subsequent investors, rather than from net revenues generated by any real business.

So, do HYIP with your own risk...:)